Broker Check

1020 Plain Street, Suite 290, Marshfield, MA 02050

chris@caperwa.com

Retirement Income Planning
That Fits You

What I do
Precision Planning for Every Stage of Life

At Cape Retirement Wealth Advisors, we specialize in helping individuals and couples prepare for a financially confident retirement. Our goal is to develop a realistic, customized retirement income plan designed to reduce financial stress and help ensure you don't outlive your savings.

WELCOME
A Smarter Approach to Your Financial Life

We focus on building retirement income strategies that last a lifetime, while identifying ways to help reduce risk, lower taxes, and preserve your wealth. Every client receives a personalized plan tailored to their unique financial situation, long-term goals, and lifestyle needs.

My Solutions
Comprehensive Solutions, Tailored to You

At Cape Retirement Wealth Advisors, we don’t believe in cookie-cutter solutions. Every client receives a personalized retirement plan tailored to their unique financial situation, long-term goals, and lifestyle needs. 


Retirement Planning

Whether retirement is decades away or right around the corner, I'll help you create a roadmap designed to support the life you envision.

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Risk Management

From market fluctuations to the unexpected, I help identify potential vulnerabilities and build strategies to address them.

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Portfolio Management

I build and monitor portfolios based on your risk tolerance, time horizon, and long-term objectives — adjusting as your life evolves.

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Estate Strategy

I work with you and your legal team to help outline a thoughtful plan for passing wealth to the people and causes you care about.

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Life Insurance

Life insurance can play a critical role in your broader financial strategy. I'll help you evaluate the right type and amount for your needs.

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HNW Client Guidance

High-net-worth investors face a distinct set of challenges. I offer strategies designed to address the complexity that comes with significant assets.

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Extended Care Strategies

Healthcare costs can change quickly. I help you explore strategies for potential long-term care needs so they don't derail your other goals.

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Small Business Guidance

Owning a business adds layers to your financial picture. I help business owners align personal and professional financial strategies. box-empty

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Social Security Strategies

When and how you claim Social Security matters. I'll help you evaluate your options so you can make an informed decision.

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Cash Flow Analysis

Understanding where your money goes is the foundation of every good plan. I'll help you take a clear-eyed look at income, expenses, and opportunities. box-empty

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Education Strategies

Funding education is a priority for many families. I'll help you explore savings vehicles and strategies that fit within your broader financial plan. box-empty

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Charitable Giving

If giving back is part of your vision, I'll help you explore tax-smart approaches to charitable contributions that align with your values.

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Special Needs Trust

Families navigating special needs planning require thoughtful, personalized attention. I can help coordinate strategies designed to support your loved one's future. box-empty

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Debt Management

Not all debt is equal. I'll help you build a strategy to manage liabilities while keeping your bigger financial picture in focus. box-empty

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Financial Education

I believe informed clients make better decisions. I provide ongoing resources and conversations to help you stay confident in your financial direction. box-empty

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How To Get Started

About My Firm
Built on Discipline. Driven by Your Goals.

I founded this practice with a clear philosophy: your financial strategy should be as intentional as the life you're building. Over the years, I've worked with individuals, families, and business owners to develop structured plans that evolve with their needs. My approach is analytical, my communication is direct, and my focus is always on helping you pursue the outcomes that matter most. I don't believe in one-size-fits-all solutions — I believe in doing the work to get it right.

The Process
A Proven Framework for Pursuing Your Goals

Great planning doesn't happen by accident. My three-step process is designed to bring clarity, structure, and confidence to every financial decision you make.

1. Assess
Understand Your Full Picture

I'll start by reviewing your finances, goals, risk tolerance, and time horizon to build a complete understanding of where you stand.

2. Strategize
Build a Plan That Fits

Using what we've uncovered, I'll design a customized strategy aligned with your objectives and the realities of today's markets.

3. Implement & Monitor
Stay on Track as Life Evolves

I'll put your plan into motion and provide ongoing oversight — adjusting as your life, goals, and market conditions change.

Let's Plan Your Future

Hear Chris on Cape Retirement Radio

Tune in to WATD 95.9 FM for straight talk on retirement income, Social Security, and estate planning.

WXTK 95.1 FM on Sundays 7-8 PM

Hosted with Deb Lawler

Thu 6:15–7:00 PM

Sun 10:00–10:30 AM

My Resources
A Proven Framework for Pursuing Your Goals

Staying informed is part of staying on course. Explore my latest resources for timely insights, practical strategies, and the kind of financial education that makes a difference.

Debt-to-Income Ratio Calculator

Debt-to-Income Ratio Calculator

Calculate your debt-to-income ratio to understand how lenders may view your financial health.
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How the Federal Reserve Works

How the Federal Reserve Works

Each day, the Fed is behind the scenes supporting the economy and providing services to the U.S. financial system.
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What Is a 1031 Exchange?

What Is a 1031 Exchange?

A look at 1031 Exchanges, a real estate investment strategy that may allow you to defer your capital gains taxes.
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Get Started
Ready to Take the Next Step?

If you're looking for a structured, research-driven approach to your financial life, I'd welcome the opportunity to talk. Let's start with a conversation about your goals.

Let's Plan Your Future